Lutz Financial Services portfolio

What changed this quarter

62 positions with a change (12 new, 28 added to, 22 trimmed).

No moves of 0.5 points of the portfolio or more.

The figure on the right: for positions added to or trimmed, the change in the number of shares (%); for new and sold ones, the points of the portfolio moved (pp). Below, the portfolio weight before → after. Traded weight?: what it bought or sold, excluding price effects.

Top holdings

• Vanguard S&P 500 ETFVOO10.7%
• State Street SPDR P S&P 500 Value ETFSPYV9.2%
• iShares Core S&P Midcap ETFIJH7.6%
• Vanguard Total Bond Market ETFBND6.6%
• Vanguard Tax-exempt Bond ETFVTEB5.1%
• State Street SPDR S&P 400 MC Val ETFMDYV4.8%
• Vanguard S/t Corp Bond ETFVCSH4.3%
• Schwab U.s. Tips ETFSCHP3.9%
• iShares MBS ETFMBB3.8%
• State Str Spdr S&P 500 ETF TSPY3.0%
• Dimensional ETF TrustDFAC2.5%
• iShares National Muni Bond E ETFMUB2.3%
• Dimensional ETF TrustDFIC1.9%
• iShares Core S&P Small-cap E ETFIJR1.8%
• Schwab US Large-cap ETFSCHX1.6%
• Dimensional ETF Trust1.5%
• iShares 1-5y INV Grade ETFIGSB1.5%
• Schwab US Mid Cap ETFSCHM1.5%
• iShares S&P 500 Value ETFIVE1.4%
• Vanguard Short-term Bond ETFBSV1.3%
• iShares Core U.s. Aggregate ETFAGG1.3%
• Dimensional ETF TrustDFAS1.2%
• Vanguard Mrngstr Val ETF-aui ETFVTV1.1%
• iShares Msci USA Quality FAC ETFQUAL1.1%
• iShares Core S&P 500 ETFIVV1.1%
• Vanguard Index FundsVOE1.1%
• iShares S&P Mid-cap 400 Valu ETFIJJ1.1%
• Vanguard Admiral FundsVOOV1.0%
• American Centy ETF TrAVUV0.9%
• State Street SPDR S&P 600 SC Val ETFSLYV0.9%
• iShares Tips Bond ETFTIP0.9%
• Schwab US Small-cap ETFSCHA0.9%
• Vanguard Admiral FundsIVOV0.8%
• American Centy ETF TrAVDE0.8%
• State Str Spdr S&P Midcap 40MDY0.8%
• iShares Core S&P U.s. Value ETFIUSV0.7%
• Dimensional ETF TrustDFAT0.6%
• Dimensional ETF TrustDFEM0.6%
• iShares 0-5 Year Tips Bond E ETFSTIP0.6%
• Dimensional ETF TrustDFUV0.5%
• IsharesIEMG0.4%
• iShares Short-term National ETFSUB0.4%
• Vanguard Index FundsVBR0.4%
• iShares S&P Small-cap 600 VA ETFIJS0.4%
• iShares Russell 3000 ETFIWV0.3%
• Vanguard International Equity Index FVWO0.3%
• iShares Core 1-5 Year USD BO ETFISTB0.3%
• Pimco 1-5 Year US Tips Index ETFSTPZ0.2%
• Vanguard Short-term Tips ETFVTIP0.2%
• iShares Russell 1000 ETFIWB0.2%
• NVIDIANVDA0.1%
• Vanguard Ftse Developed ETFVEA0.1%
• Vanguard Mortgage-backed Sec ETFVMBS0.1%
• AppleAAPL0.1%
• Schwab Fndmn International LRG Co ETFFNDF0.1%
• Vanguard Real Estate ETFVNQ0.1%
• Dimensional ETF TrustDFIV0.1%
• Berkshire HathawayBRK/A · BRK/B0.1%
• AlphabetGOOGL · GOOG0.1%
• Vanguard Index FundsVTI0.1%
• iShares Russell 2000 ETFIWM0.1%
• Vanguard Index FundsVV0.1%
• Vanguard Index FundsVO0.1%
• MicrosoftMSFT0.1%
• iShares Russell 1000 Value E ETFIWD0.1%
• Vanguard Dividend Apprec ETFVIG0.1%
• Amazon.comAMZN0.1%
• Dimensional ETF TrustDFSD0.1%
• iShares Msci Eafe ETFEFA0.1%
• Vanguard Most Sm-cap ETF-usd ETFVBunder 0.1%
• WisdomTree US Largecap Divid ETFDLNunder 0.1%
• Schwab US Large-cap Growth ETFSCHGunder 0.1%
• State Street SPDR P S&P 400 Midcap ETFSPMDunder 0.1%
• Micron TechnologyMUunder 0.1%
• DBX ETF TrDBEFunder 0.1%
• American Centy ETF TrAVUSunder 0.1%
• American Centy ETF TrAVDVunder 0.1%
• BroadcomAVGOunder 0.1%
• Meta PlatformsMETAunder 0.1%
• Vanguard International Equity Index FVTunder 0.1%
• Dimensional ETF Trustunder 0.1%
• JPMorgan ChaseJPMunder 0.1%
• iShares Russell 2000 Value E ETFIWNunder 0.1%
• Dimensional ETF TrustDFCFunder 0.1%
• iShares Russell Mid-cap ETFIWRunder 0.1%
• Schwab International Equity ETFSCHFunder 0.1%
• Eli LillyLLYunder 0.1%
• State Street SPDR Msci Emerg ETFQEMMunder 0.1%
• American Centy ETF TrAVLVunder 0.1%
• Invesco QQQ Trust Series 1 ETFQQQunder 0.1%
• iShares Morningstar U.s. EQU ETFILCBunder 0.1%
• Vanguard Int-term Corporate ETFVCITunder 0.1%
• State Street SPDR R1000 Yield FOC ETFONEYunder 0.1%
• Vanguard Mrngstar GR ETF-sui ETFVUGunder 0.1%
• Schwab US Large-cap Value ETFSCHVunder 0.1%
• Spdr Index SHS FundsSPEMunder 0.1%
• American Centy ETF TrAVEMunder 0.1%
• Advanced Micro DevicesAMDunder 0.1%