Lake Shore Bancorp (LSBK): which funds own it

Who owns Lake Shore Bancorp?

Holders reporting more than 5% of the shares to the SEC (Schedules 13D/13G): Employee Stock Ownership Plan Trust of Lake Shore Bancorp, 7.8% (13G filed Nov 14, 2025) and Alliancebernstein, 5.7% (13G filed May 18, 2026). As of Jun 30, 2026, the largest holders reported on Form 13F were Stilwell Value (9.8% of the shares), Alliancebernstein (6.4%) and Oppenheimer & Close (2.3%).

Sources:13G by Employee Stock Ownership Plan Trust of Lake Shore Bancorp (Nov 14, 2025) ↗13G by Alliancebernstein (May 18, 2026) ↗All of the company's proxy statements on EDGAR ↗

13F percentages divide the shares each institution reports by the shares outstanding on the cover of the company's latest report before the quarter end (May 7, 2026). Entities of the same group file separately and are not added up. We hold 13D and 13G filings made since Dec 23, 2024: a holder above 5% that has not filed since then does not appear here.

• Stilwell Value774 KType not verified · 9.85% of the company0
• Alliancebernstein506 KInvestment firm · 6.44% of the company+57 K
• Oppenheimer & Close180 KType not verified · 2.29% of the company0
• Mangrove Partners IM151 KInvestment firm · 1.92% of the company0
• HBK Sorce Advisory85 KType not verified · 1.08% of the company−2,905
• Graham Capital Wealth Management75 KWealth adviser · 0.95% of the company−647
• Peapod Lane Capital70 KType not verified · 0.89% of the company+1,096
• Renaissance Technologies66 KQuant or multi-manager · 0.84% of the company−3,400
• Dimensional Fund Advisors48 KIndex manager · 0.61% of the company+2,224
• Minerva Advisors44 KType not verified · 0.56% of the company0

The 10 13F filers with the most shares as of Jun 30, 2026, whatever their type (index firms usually come first). “Change”: shares added or cut versus the previous quarter, split-adjusted; “no data” = there is no comparable portfolio for the previous quarter (no filing, or a filing with its holdings under confidential treatment). “% of the company” only where shares outstanding are up to date. Entities of the same group file separately and some 13F filings include other managers: there may be double counting. With a free account: the top 25, the largest buyers and the largest sellers.

Held by institutions (13F)

Institutions (13F): 29.1% of the shares · top 10: 25.4% · in index firms: 6.3% of the institutional total

Shares reported by the 31 13F filers as of Jun 30, 2026, divided by the shares outstanding on the cover of the company's latest report (May 7, 2026). It is not all institutional ownership: only managers above $100M file a 13F, and it excludes short positions. Entities of the same group file separately and some 13F filings include other managers: there may be double counting. We only publish it where the figure is credible: not for ADRs, companies with more than one share class or stale shares-outstanding data.

Earnings quality and debt

From the figures the company filed with the SEC. Cash flow over net income near or above 1 means earnings are collected in cash; far below, that part is accounting. Coverage says how many times operating income pays the latest fiscal year's interest. Maturities come from the debt note of the latest annual report, counted from its closing date. “No data” never means zero.

Above 5% over time (13D/13G)

Each holder with its filings in order. History since December 2024.

Flagged material events (8-K)

• Mar 18, 2026Routinefiling ↗

  Change in directors or officers (Item 5.02)

  «Lake Shore Bancorp, Inc. Appoints Dennis Pollack to Board»

Alert items the company itself flagged in its 8-K filings with the SEC, most serious first. It is the form's label, with no interpretation from us: Item 5.02 covers routine appointments as well as a chief executive's departure; open the filing. The quoted headline is the original press release's.